It's one of the most enduring myths in real estate today: You can't buy a home with a 20 percent down payment. In reality, there are a variety of federal, state and even city-level programs available to help people who don't have that much... (Read More)

You want to buy a home, but you don't have a 20 percent down payment saved. The good news is that in many cases, home buyers don't need that much money to buy a home. But you're going to have to set aside some money. How much? And how can you save... (Read More)

If you're buying or selling a home, you may be worried about the appraisal. What should you do if the appraisal comes up short?  Here are some options for both buyers and sellers: For sellers: • Walk away. If the appraised value comes in... (Read More)

Summer is here and that means it won't be long before you start to crank up your home cooling expenses. Did you know that according to the U.S. Department of Energy, nearly half of your yearly utility bills go to heating and cooling?  But... (Read More)

Ready to sell your home? You have some big decisions to make, such as setting a listing price. If your price is too high, it could scare away some prospective buyers. Too low, and you could leave some money on the table. Deciding what type of... (Read More)